Working Capital Loans

When you need the cash to grow your business, Coffman Capital is there to say YES! We provide up to $150,000 of additional working capital for your business at around 8.5% interest for a term of 7 years.  

  Minimum requirements for Loan:

  • Existing Business only
  • FICO Credit Score of 640+ for amounts up to $100,000
  • FICO Score of 680+ for amounts $100,000-$150,000
  • Maximum Loan Amount: Up to 30% of gross revenues for immediate past year reported on tax return; Minimum loan is $50,000
  • Profit Requirement: Must have been profitable in prior tax year (can add-back depreciation and officer salary)
  • Term: 7 years full amortization
  • Interest Rates Vary depending on personal and business credit score and other factors. APR varies with fees not charged by Coffman Capital.
  • Prepayment Penalty: None
  • Auto Debit (EFT) Payments: Required  

    Documentation and Information Required for Working Capital Loan:

  • Completed Express Application with original blue ink signature - see Application
  • Signed and dated Coffman Capital Agreement
  • 3 Months Business/Corporate Bank Statements
  • Articles of Incorporation & Bylaws (unless Sole Proprietor)
  • 2 Years Complete Business/Corporate Tax Returns
  • 2 Years Complete Personal Tax Returns
  • Current Interim Financial Statement (Income Statement/Profit & Loss and Balance Sheet) dated within 60 days of submission of Loan Application
  • Form 4506-T signed and dated (please do not fill in other blanks) - see 4506-T
  • Copy of Applicant's Drivers License - required by Patriot Act
  • Signed Authorization to review credit report


Now, if you’re interested in having us help you get a working capital loan, give us a call at 877-661-8069. Or, if you prefer to have us call you simply click the "Call Me" button below. We’ll contact you immediately to go over this unique program in complete detail. Or, if you would like additional information, simply click the "Request Information" button below.


Thank you for visiting our web site. We look forward to putting our financial services to work for you!


 Coffman Capital provides loans and financing to doctors, physicians, dentists, veterinarians, optometrists, chiropractors, CPA's and other professionals for practice acquisition, practice startup, practice expansion, practice improvement, working capital, equipment leasing, debt consolidation and real estate. Coffman Capital works with practice transition specialists, practice sales brokers, and practice management consultants in the medical, dental, veterinary, optometry, podiatry, chiropractic, CPA and other fields to assist them in providing loans to professionals.

Coffman Capital Inc. 108 S. Bayview Blvd., Oldsmar, FL 34677